Require Insurance to Own a Gun? Here it comes!

Here is a new angle California lawmakers are proposing to make it harder to own a gun. Make you buy liability insurance! And I am sure their plan is that maybe, just maybe this insurance won’t be readily available and if it is then it will have a huge premium. And don’t think CA is the only place where lawmakers will think this idea is a good one. Already Connecticut, Maryland, Massachusetts, Pennsylvania and New York have introduced similar bills.

From the AP/Fox: Own a gun? Time to buy violence liability insurance, California Democrats say

Democratic lawmakers proposed legislation Tuesday that would require California gun owners to buy liability insurance to cover damages or

Gun Insurance Policy

Gun Insurance Policy

injuries caused by their weapons.

Similar bills have been introduced in other states after the Newtown, Conn., school massacre. They include Connecticut, Maryland, Massachusetts, Pennsylvania and New York.

“I was moved, like many others, being the father of two young children, by the Sandy Hook incident and looking for constructive ways to manage gun violence here in California as well as the rest of the country,” said Assemblyman Philip Ting of San Francisco, who introduced AB231 along with Assemblyman Jimmy Gomez of Los Angeles. “There’s basically a cost that is born by the taxpayers when accidents occur. … I don’t think that taxpayers should be footing those bills.”

Gun Liability Insurance Required

Gun Liability Insurance Required

Ting equated the idea to requiring vehicle owners to buy auto insurance. Gomez said it would encourage gun owners to take firearms safety classes and keep their guns locked up to get lower insurance rates.

No state has enacted the requirement despite repeated previous attempts, said Jon Griffin, a policy analyst with the National Conference of State Legislatures.

Bills have been offered unsuccessfully in Massachusetts and New York since at least 2003, when the conference began keeping track, he said. Similar bills were proposed in Illinois in 2009 and in Pennsylvania last year. Lawmakers are introducing the bills this year in even more states after the recent shootings.

Some proposals would require buyers to show proof of insurance before they could purchase a weapon. The proposal in California would apply to anyone owning a weapon, Ting said, though the bill’s details are still being worked out.

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